01
The Specificity Blind Spot
Vector search looks for semantic similarity, not legal hierarchy. It frequently pulls coverage limits from a high-level EU or national policy rather than the specific contract or branch override—causing costly miscalculations in claim adjudication.
02
The Black-Box Liability
Generic LLMs cannot provide a deterministic audit trail. In a regulated market, “the AI suggested this” is legally unacceptable during an audit or court dispute.
03
The Multi-Agent Cost Trap
Stitching together dozens of agents to read each document layer leads to exploding token costs and uncontrollable API bills without eliminating hallucinations.